Temple Homes under $400,000

Welcome to Temple, Texas – a vibrant city nestled in the heart of Bell County, where southern charm meets modern convenience! Known for its rich history, Temple boasts a thriving community that offers a perfect blend of small-town warmth and urban amenities. With its strategic location between Dallas and Austin, residents enjoy easy access to major highways, making it an ideal spot for commuters and families alike.

Temple is a city that embraces its heritage while looking toward the future. The downtown area is alive with local shops, eateries, and cultural attractions, including the Temple Railroad and Heritage Museum, which pays homage to the city's storied past. Outdoor enthusiasts will appreciate the lush parks and recreational facilities, providing ample opportunities for hiking, biking, and family picnics. Additionally, the city hosts a variety of community events throughout the year, ensuring that there’s always something happening.

For those seeking a home in Temple, you’ll be delighted to discover a diverse selection of properties available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Temple offers charming single-family homes, modern townhouses, and cozy condos that cater to various lifestyles and budgets. With its affordable housing market, Temple is an attractive option for those looking to invest in a friendly and welcoming community without breaking the bank.

Come and explore the possibilities that Temple, Texas, has to offer. Your dream home awaits in this delightful city where community spirit thrives and opportunities abound!

Newest Temple Homes under $400,000

$209,900

3 Beds ⋅ 2 Baths ⋅ 21404087 MLS

Located in the highly sought-after Temple Medical District residential infill area, this charming 3-bedroom, 1.75-bath home offers a rare and versatile opportunity in one of the city’s most dynamic and steadily growing corridors. Built in 1954, the property features approximately 1,758 square feet of living space on a spacious 0.26-acre lot, blending original character with thoughtful updates and flexible living options. The functional floor plan provides multiple living and dining areas, ideal for both everyday living and entertaining. Its prime location near major healthcare facilities and employment hubs naturally attracts consistent demand from medical students, traveling nurses, healthcare professionals, and long-term residents alike—making it well-suited for both short-term and permanent housing needs. Recent improvements add value and peace of mind, including a brand new roof, refinished ORIGINAL wood flooring in living, hall, and primary bedroom, updated gas lines from the city, and upgraded water lines from city and internet lines. These essential updates complement the home’s timeless appeal while supporting modern living. The kitchen area is ready for buyer's personal touch and updating. Carpeted areas have original wood flooring underneath- for the buyer looking for a project! Outdoor features include established garden beds and a dedicated fire pit area, creating a welcoming space for relaxing or gathering with guests. A two-car garage connects to the home through a charming enclosed breezeway entry adding the perfect inside space for your herb garden or plants. Whether you’re an investor seeking strong occupancy potential and rental stability, or a first-time homebuyer looking for long-term value in a high-demand area, this property delivers. Conveniently located with easy access to local schools, shopping, dining, and major roadways, it stands out as a substantial and forward-thinking opportunity in a growing Central Texas market.

1803 S 15th St, Temple

$149,000

3 Beds ⋅ 2 Baths ⋅ 21403660 MLS

Investor and handyman special in Temple! This 1961 single-story brick home offers 3 bedrooms, 2 full baths and 1,363 sq ft on a 0.22-acre lot in the established Skyline subdivision. Features include a front-facing two-car attached garage, an additional detached garage, multiple storage and workshop buildings, mature shade trees, and a kitchen with ample wood cabinetry, wall oven, cooktop and dishwasher. The second bath has a walk-in shower. The home needs cosmetic updating throughout, making it a great opportunity to add value and build equity. Minutes from Loop 363, shopping and dining. Temple ISD.

2206 S 51st St, Temple

$260,000

3 Beds ⋅ 2 Baths ⋅ 21400731 MLS

Welcome home to this well-maintained Temple property offering plenty of space, character, and opportunity to make it your own. Step inside to a clean and functional floor plan featuring generously sized rooms, traditional finishes, and a warm, inviting feel throughout. The home has been lovingly cared for and offers a wonderful canvas for buyers who appreciate classic charm or want to add their own personal touches over time. Outside, enjoy a spacious private yard with plenty of room for entertaining, gardening, play, or simply relaxing outdoors. Conveniently located near schools, parks, shopping, dining, and everyday amenities, this home combines comfortable living with a location that makes getting around Temple easy. Whether you're looking for a home you can enjoy now or one you can personalize along the way, this property offers space, versatility, and so much potential. Come see it in person and imagine making it your own!

2115 N 9th St, Temple

$299,950

3 Beds ⋅ 3 Baths ⋅ 21395411 MLS

Beautifully situated in the gated Tanglewood community, this 3-bedroom, 3-bath home offers approximately 3,881 square feet of living space on a wooded lot with peaceful hill and lake views. Built in 2022, the property combines modern construction with the privacy and natural beauty of the surrounding landscape. The spacious layout provides plenty of room for comfortable living and entertaining, while the established trees and elevated setting create a serene backdrop. Enjoy access to community amenities including a clubhouse, pool, playground, park, and gated entry. Conveniently located near Lake Belton and within Belton ISD. A great opportunity to own a newer home in a private, amenity-rich community with beautiful surroundings.

4997 Comanche Dr, Temple

$384,900

6 Beds ⋅ 4 Baths ⋅ 21394542 MLS

BRAND NEW CONSTRUCTION + A GREAT INVESTMENT OPPORTUNITY! Looking for a property that gives you options? This beautifully built duplex offers the flexibility to live in one side while renting the other, or rent both units for an investment opportunity. Each side features its own separate backyard, full sod and irrigation, and no rear neighbors—a rare combination that adds privacy and makes each space feel like home. Inside, you’ll find durable vinyl plank flooring throughout, quartz countertops in kitchen, cultured marble counters in bathrooms, stainless steel appliances, ceiling fans, and a clean, modern finish throughout each unit. The thoughtful layout offers comfortable living spaces with low-maintenance finishes that are ideal for both homeowners and tenants. Conveniently located with easy access to Downtown Temple, the VA Medical Center, Baylor Scott & White Medical Center, and Fort Hood. Downtown Temple is approximately 8–10 minutes away, both major medical centers are approximately 10 minutes away, and Fort Hood is approximately 35–40 minutes away. Whether you’re looking to house hack, build your rental portfolio, or add a turnkey property to your investment strategy, this brand-new duplex is worth a look!

206 Dolphin Dr, Temple

$79,000

3 Beds ⋅ 1 Baths ⋅ 21393562 MLS

Investors bring your offers. Good bones in a great central area of Temple. Brand new park being developed behind the property with a new stone fence along the back wall. Home will need a full remodel inside and out, but has great potential for a motivated flipper or hard working owner-occupant

710 S 19th St, Temple

$139,900

3 Beds ⋅ 2 Baths ⋅ 21388181 MLS

The home, perfectly situated in a desirable neighborhood. Outside, enjoy the beautifully yard perfect for entertaining. With convenient access to schools, shopping, and parks, this home is the perfect blend of comfort and style. To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

1909 S 53rd St, Temple

$144,900

4 Beds ⋅ 2 Baths ⋅ 21387465 MLS

Enjoy a versatile layout in this four-bedroom, two-bath Temple home with spacious living room, a separate dining area, and a breakfast nook. White kitchen cabinetry, wood-look flooring in the main living areas, and a corner lot with mature trees create an inviting setting for everyday living and entertaining. To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

2001 S 9th St, Temple

$299,000

3 Beds ⋅ 2 Baths ⋅ 21386019 MLS

Welcome to 2115 Carriage House Drive, a well-designed one-story home in Temple’s Carriage House Village. This 3-bedroom, 2-bath residence offers approximately 1,707 square feet with a functional split-bedroom floor plan that provides added privacy. The inviting living area features a stone fireplace, while the kitchen offers granite countertops, ample cabinetry, a pantry, and convenient dining space. The primary suite includes a walk-in closet, dual vanity, soaking tub, and separate shower. Additional highlights include a four-sided brick and Austin stone exterior, dedicated laundry room, two-car attached garage, covered patio, and privacy-fenced backyard. Residents can also enjoy neighborhood amenities, including a community pool and dog park. Conveniently located near schools, shopping, dining, and everyday services, this home brings together comfort, functionality, and a desirable Temple location.

2115 Carriage House Dr, Temple

$289,900

4 Beds ⋅ 2 Baths ⋅ 21380706 MLS

5 min to Baylor Scott & White Medical Center Temple • Community pool, playground, and walking trails • One-story layout • Spacious backyard 4 bed, 2 bath single-story home in Wyndham Hill offering 1,866 sq ft, open-concept layout, and a spacious fenced backyard. Kitchen includes granite countertops, center island, pantry, and eat-in dining, all open to the main living area with high ceilings and recessed lighting, creating a bright, connected space with natural light throughout. Primary suite features walk-in closet, double vanity, garden tub, and separate shower. Recent interior updates include fresh paint on all walls and cabinets along with updated cabinet hardware throughout. Additional features include sprinkler system, covered patio, and 2-car garage. Located on a quiet street with convenient access to neighborhood amenities including community pool, playground, and walking trails. Approx. 10 minutes to Baylor Scott & White Medical Center Temple and nearby shopping, dining, and daily conveniences along W Adams Ave. Includes floor plan.

815 Cross Dr, Temple

$249,900

3 Beds ⋅ 2 Baths ⋅ 21376516 MLS

NEW PRICE!! Incredible opportunity in this newly built Dunhill home; offering modern living and exceptional functionality. From the moment you arrive, you'll appreciate the attractive classic brick blended with a contemporary character exterior featuring clean architectural lines, contrasting trim accents, a covered front entry, and a spacious two car garage. Inside, a welcoming expansive open concept, designed for today's lifestyle. The oversized family room serves as the heart of the home, providing ample space for gathering, entertaining, and everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere. The well-appointed kitchen features sleek quartz countertops, abundant white cabinetry, stainless steel appliances and a center island. The adjacent dining area offers the perfect setting for casual meals or special occasions. The floor plan is thoughtfully planned to give privacy to the primary suite on the main floor while the secondary bedrooms are upstairs. The primary bath features an ensuite bath with dual sink raised vanity, a walk-in shower, generous storage, and an oversized walk-in closet. Upstairs two additional bedrooms provide flexibility for guests or family members, a large media-game room for movie nights and a dedicated laundry room on the main floor ensures organization and convenience. Luxury vinyl plank flooring extends throughout the main living areas, while comfortable carpeting enhances the bedrooms. Neutral color palettes and modern finishes provide a clean canvas ready for your personal touch. Step outside to enjoy the fully fenced backyard with plenty of room for pets, play, gardening, or future outdoor entertaining. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in-ready home offers the perfect combination of comfort, style, and value. Schedule your private showing today!

1007 Antelope Trl, Temple

$235,000

4 Beds ⋅ 2 Baths ⋅ 21376202 MLS

NEW PRICE!! Incredible opportunity in this newly built Dunhill home offering modern living and exceptional functionality. From the moment you arrive, you'll appreciate the attractive classic brick exterior blended with contemporary comfort; featuring clean architectural lines and trim accent, a covered front entry, and a spacious two car garage. Inside, a welcoming foyer leads into an expansive open concept, designed for today's lifestyle. The oversized family room serves as the heart of the home, providing ample space for gathering, entertaining, and everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere. The well-appointed kitchen features sleek quartz countertops, brushed stainless fixtures, abundant espresso cabinetry, stainless steel appliances and a center island. The adjacent dining area offers the perfect setting for casual meals or special occasions. The split floor plan is thoughtfully planned to give privacy to the primary suite from the secondary bedrooms and features an ensuite bath with dual sinks and raised vanity, a walk-in shower, generous storage, and an oversized walk-in closet. Three additional bedrooms provide flexibility for guests, family members or a home office and a dedicated laundry room ensures organization and convenience. Luxury vinyl plank flooring extends throughout the main living areas, while comfortable carpeting enhances the bedrooms. Neutral color palettes and modern finishes provide a clean canvas ready for your personal touch. Step outside to enjoy the fully fenced backyard with plenty of room for pets, play, gardening, or future outdoor entertaining. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in-ready home offers the perfect combination of comfort, style, and value. Schedule your private showing today!

935 Antelope Trl, Temple

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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